If you need guidance from a professional when creating your budget, find a First Bank near you. Give First Bank’s free MyMoney tool in online and mobile banking a try to get started on your budget or to calculate your net worth. Subscriptions (Netflix, Amazon, Hulu, etc.).Big purchases like a new mattress or laptop.Cosmetics (like makeup or services like laser hair removal).Specialty care (dermatologists, orthodontics, optometrists, etc.).

Create a comprehensive list of everything you spend each month, then go through the categories list to see if there is anything you might have forgotten and need to add to you personal budget spreadsheet.Ĭonsider including these categories when you create your own budget:.

Go through the list and check off each category that applies to you, then add those categories/items to your personal budget spreadsheet.

Here are two ways you can get the most out of the list: In order to create a successful budget, everything should be accounted for, from large expenses like your mortgage and car payment to smaller expenses like your gym membership and Netflix subscription.Ī list of recommended personal budget categories is a great place to start when creating a budget. When it comes to creating a personal budget, it can feel like there are a million financial categories to consider. *From time to time, even though a computer has been previously registered, it may become necessary to register the computer again. (Should be used when accessing a computer in a public location such as a library or a computer you don't intend to use regularly.)

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Personal income expense spreadsheet